What I can do with your numbers.

Start with where I started: forensic audit. An organisation suspected money was leaking but couldn't say where. I reconciled every account against every other, flagged every transaction that didn't match, and found the leakage hiding in timing patterns no sample-based review would ever catch. That is the first thing I can do for you: if your numbers don't add up, or you suspect they don't, I can find out why, transaction by transaction.

A microfinance lender was approving loans on gut feel and losing margin to defaults. I took their repayment history and built a credit scoring model that a loan officer could read. Every score decomposes into the exact borrower factors driving it, documented to a standard a regulator would accept. It is deployed and you can try the public version yourself. If you lend money, I can turn your loan book into a pricing and approval engine.

To prove the methodology holds at any scale, I pointed it at the hardest credit question there is: sovereign default. Across 49 economies of IMF and World Bank data, my models predict debt distress with an AUROC of 0.943 out of sample, in research now being prepared for peer review. That number belongs to the research alone. What carries over to your business is the discipline behind it: honest out-of-sample validation, assumptions written down, models trusted only once they have earned it. That is the discipline that builds your cash-flow forecast, stress-tests your plan, and tells you which scenario actually breaks you.

And when analysis isn't enough, I build the system. A federal revenue authority needed statutory tax law turned into working software: assessment, collection, and historical backduty across 33+ international operators. As sole technical lead I designed and built it end to end, every figure built to survive challenge; the system now stands at handover with the authority. If the answer to your problem is a tool your team uses every day, I can build that tool, not just describe it in a deck.

The practice is the combination: analysis you can act on, models you can operate, and systems that outlast the engagement.

How I work

Fixed fees only

Every engagement is priced before it begins. No hourly billing; the incentive should be to answer your question efficiently, not to spend time on it.

Async-friendly, any timezone

Updates arrive as written findings you can read on your schedule, with calls reserved for decisions rather than status. Wherever you operate, the work fits around your day, not mine.

You keep everything

Models, documentation, methodology: every engagement ends with artefacts you own and can operate without me. Dependency is not the business model.

The work itself is the better introduction: the case studies are here. When you're ready to talk, the calendar is open.